Can You Still Recover Compensation If You Were Partially at Fault for a Truck Accident in Arkansas?

Truck accidents are among the most serious and complex personal injury cases in Arkansas. With high medical bills, lost income, and long-term recovery to consider, securing compensation is often critical to rebuilding your life. But what happens if you were partially responsible for the crash? Can you still file a claim and recover damages?

The good news is that Arkansas follows a modified comparative fault rule. This means you may still be eligible for compensation — even if you share some of the blame — as long as your share of the fault is less than 50%. Understanding how this works is essential if you're involved in a truck accident and unsure whether you're entitled to financial recovery.

What Is Comparative Fault?

Comparative fault is a legal principle that allows injured parties to recover compensation in an accident, even if they were partially at fault. However, the total compensation is reduced by their percentage of fault.

In Arkansas, this is known as modified comparative negligence. Here's how it works:

This law ensures that people who are primarily responsible for an accident cannot profit from it, while still giving those who were partially at fault a chance to recover something for their losses.

How Is Fault Determined in a Truck Accident?

Determining fault in a truck accident involves a detailed investigation. Insurance companies, attorneys, and sometimes courts will examine:

Each piece of evidence contributes to an overall picture of what happened, and fault is assigned accordingly. In some cases, multiple parties may share the blame, including the truck driver, the trucking company, or another motorist involved in the accident — including you.

Examples of Partial Fault in Arkansas Truck Accidents

Let’s take a look at some real-world examples where a driver might be partially at fault and how that affects compensation:

Each case is unique, so it’s important to consult with a truck accident attorney who can review your case and help challenge unfair fault assignments from insurers.

Why Fault Matters So Much in Truck Accident Cases

Commercial truck accidents often involve serious injuries, extensive property damage, and multiple liable parties. Because the stakes are high, insurance companies representing trucking companies are quick to push blame onto injured drivers in an attempt to reduce their financial liability.

If they can prove you're 50% or more at fault, they don't have to pay anything. That’s why you need to be cautious when speaking with insurance adjusters and never admit fault before consulting an attorney.

What Compensation Is Available If You're Partially at Fault?

Even if you share some responsibility for the crash, you may still be able to recover a wide range of damages, including:

The key is proving that the other party was more at fault than you were — and ensuring your own level of fault is not exaggerated by the opposing insurance company.

What Should You Do After a Truck Accident in Arkansas?

If you've been involved in a truck accident — especially if you think you may have contributed to it — there are several steps you should take right away:

These steps will help protect your health and your legal claim — especially in situations where liability may be disputed.

How a Truck Accident Attorney Can Help

If you’re being blamed — even partially — for a truck accident, an experienced attorney can make a major difference in the outcome of your case. At Walker Law Group, we know how to gather the evidence needed to fight back against unfair fault assessments and make sure your side of the story is heard.

We’ll work to reduce your percentage of fault, maximize your compensation, and hold all responsible parties accountable — including truck drivers, their employers, and insurance companies.

Contact Walker Law Group Today for Legal Representation

Being partially at fault doesn’t mean you’re out of options. Arkansas law gives you the right to seek compensation as long as you're less than 50% responsible for the crash. But the sooner you act, the stronger your case will be.

Contact Walker Law Group today for a free consultation. We’ll review your case, explain your legal options, and help you fight for the compensation you deserve — even if the trucking company is trying to blame you.

What Are the Most Common Injuries from Truck Accidents?

Truck accidents are some of the most devastating incidents on the road due to the immense size and weight of commercial vehicles. When a truck collides with a smaller passenger vehicle, the impact can result in severe and often life-altering injuries for those in the passenger vehicle. Understanding the types of injuries that commonly result from truck accidents can help victims and their families prepare for the steps involved in recovery and obtaining compensation.

1. Traumatic Brain Injuries (TBI)

One of the most serious injuries in truck accidents is a traumatic brain injury (TBI). TBIs occur when the head sustains a powerful impact, causing the brain to strike against the skull. This injury can vary in severity from mild concussions to severe brain damage. Symptoms of a TBI include confusion, headaches, memory loss, and changes in behavior or cognitive function. In severe cases, a TBI can lead to permanent disabilities, requiring ongoing care, therapy, and lifestyle adjustments.

Brain injuries are particularly concerning because symptoms might not always appear immediately after the accident. Even a mild concussion can evolve into something more serious if not properly addressed. Those involved in a truck accident should seek medical evaluation as soon as possible to identify any signs of a TBI, especially if there are symptoms like dizziness, difficulty remembering details, or changes in mood. Victims of severe TBIs may need extensive rehabilitation and could face challenges in returning to work or maintaining independence, significantly affecting their quality of life.

2. Spinal Cord Injuries

Spinal cord injuries are another serious consequence of truck accidents, often leading to partial or complete paralysis. These injuries happen when the force of the collision damages the spinal cord, disrupting the communication between the brain and other parts of the body. Paralysis from a spinal injury can be life-changing, requiring the victim to adapt to new physical limitations and often making long-term medical support a necessity.

The severity of a spinal cord injury can depend on the location of the damage along the spine. Injuries higher up on the spinal cord may result in paralysis of most of the body, while injuries lower down may affect only the legs. The costs associated with spinal cord injuries are high, often including surgeries, physical therapy, assistive devices, and home modifications to accommodate mobility needs. For victims and their families, the financial burden can be significant, emphasizing the importance of seeking compensation that covers these extensive costs.

3. Broken Bones and Fractures

Broken bones and fractures are common injuries in truck accidents, given the intense force of a collision with such a heavy vehicle. The impact can break ribs, arms, legs, and other bones, sometimes requiring surgery and lengthy recovery periods. Multiple fractures are particularly challenging, as they often lead to complications and extended healing times. Victims may need physical therapy to regain strength and mobility, and some may experience chronic pain or limited function long after the bones have healed.

Broken bones can have lasting consequences, especially if they affect mobility or cause ongoing discomfort. For some, repeated surgeries or additional treatments may be needed if the bones do not heal properly. In addition to medical expenses, these injuries may result in lost wages and an inability to perform certain tasks, both at work and in daily life. Compensation in these cases is crucial to cover not only immediate medical bills but also the long-term costs associated with recovery.

4. Internal Injuries

Internal injuries are particularly dangerous because they are not always visible immediately after a truck accident. The powerful impact of a collision can damage organs like the liver, spleen, or kidneys, leading to internal bleeding and other complications. These injuries are life-threatening and require emergency medical intervention to prevent long-term health issues or even death.

Symptoms of internal injuries may be subtle, such as mild abdominal pain or lightheadedness, which may not seem serious initially. However, these signs can quickly escalate if left untreated. Medical scans and diagnostic tests are often necessary to detect internal injuries after a truck accident. Prompt treatment is essential, as untreated internal bleeding or organ damage can lead to severe health risks. Victims with internal injuries often face extended hospital stays and significant medical expenses, making legal support vital to ensure adequate compensation for these unpredictable costs.

5. Whiplash and Neck Injuries

Whiplash and other neck injuries are common outcomes in truck accidents, particularly due to the high-speed and high-impact nature of these collisions. Whiplash occurs when the neck is suddenly jerked back and forth, straining the muscles, ligaments, and tendons in the neck. This injury can cause pain, stiffness, headaches, and reduced range of motion, sometimes leading to chronic discomfort if not treated effectively.

While whiplash may initially seem like a minor injury, it can become a long-term issue for many victims. In severe cases, whiplash can also result in nerve damage that affects the shoulders, arms, and hands, complicating recovery. Physical therapy is often recommended to help restore neck movement and alleviate pain, but this can extend the recovery timeline and add to medical costs. Neck injuries, particularly when involving nerve damage, can impact a victim’s ability to perform daily tasks and work-related activities, emphasizing the need for comprehensive compensation to address these lasting effects.

Seeking Legal Help for Truck Accident Injuries

The financial and emotional impact of truck accident injuries can be overwhelming, especially when facing long-term medical treatment, rehabilitation, and potential lifestyle changes. Compensation in truck accident cases is designed to help victims cover the extensive costs associated with recovery and ensure that they have access to the care they need. By consulting an experienced truck accident attorney, victims can better understand their options for pursuing compensation and securing support for their recovery journey.Attorneys can assist in gathering evidence to demonstrate the extent of the injuries, working with medical professionals to present a comprehensive view of the victim’s needs. From covering medical bills and lost wages to providing compensation for pain and suffering, legal representation can help ensure that all aspects of the victim’s experience are considered. If you or a loved one has been injured in a truck accident, reach out to us. Our team at Fort Smith Law is dedicated to supporting victims and helping them secure the compensation they need to rebuild their lives and regain stability after such a traumatic event.

Who Pays for Medical Bills After a Truck Accident?

Understanding Liability and Insurance Coverage

One of the primary concerns for victims of truck accidents is who will cover their medical expenses. The answer often depends on several factors, including the specifics of the accident and the types of insurance policies involved. In many cases, the at-fault party’s insurance is responsible for covering medical bills. However, determining liability in truck accidents can be complex, involving multiple parties such as the truck driver, the trucking company, and potentially even the manufacturer of the truck or its parts.

Truck accident cases often involve commercial insurance policies with higher coverage limits compared to typical auto insurance policies. This means that if the truck driver or trucking company is found liable, their insurance may cover a significant portion of your medical expenses. It's crucial to gather substantial evidence to support your claim and prove the other party's fault. This evidence might include police reports, witness statements, and any available video footage from traffic cameras or dashcams.

Moreover, truck accidents often involve regulations from federal and state authorities. Understanding these regulations and how they apply to your case can be essential for establishing liability. For instance, truck drivers are required to follow specific hours-of-service regulations to prevent fatigue, and violations of these rules can be a critical factor in determining fault.

truck driving down road

The Role of Personal Injury Protection (PIP) and Medical Payments Coverage (MedPay)

Depending on your state, your own auto insurance policy may include Personal Injury Protection (PIP) or Medical Payments Coverage (MedPay), which can help cover medical expenses regardless of who is at fault. PIP is mandatory in some states and optional in others, while MedPay is generally an optional add-on to your auto insurance policy.

These coverages can be particularly beneficial as they provide immediate funds for medical expenses, allowing you to receive necessary treatment without waiting for a legal settlement. However, the coverage limits for PIP and MedPay are typically lower than those available through the at-fault party's commercial insurance. Additionally, PIP can cover other costs such as lost wages and rehabilitation expenses, offering broader financial relief in the wake of an accident.

It's important to review your insurance policy to understand the extent of your PIP or MedPay coverage. Contacting your insurance provider soon after the accident can help you initiate the claims process and access the benefits you are entitled to under your policy.

Filing a Personal Injury Lawsuit

If insurance coverage is insufficient to cover your medical expenses, or if liability is disputed, filing a personal injury lawsuit may be necessary. A successful lawsuit can provide compensation for medical bills, lost wages, pain and suffering, and other damages. In truck accident cases, it's often advisable to seek legal representation due to the complexity of the laws and the potential involvement of multiple parties.

Our truck accident attorneys are experienced in handling such cases and can help you understand the legal process to ensure you receive the compensation you deserve. We will work to gather evidence, negotiate with insurance companies, and represent you in court if necessary. Legal representation can also be crucial in addressing any counterclaims or defense strategies that the trucking company or their insurers might present.

In a personal injury lawsuit, the discovery phase allows both sides to exchange information and gather additional evidence. This might include depositions, where witnesses and involved parties provide sworn testimony that can be used in court. Having a skilled attorney by your side during this phase can significantly impact the strength of your case.

Seeking Medical Treatment and Keeping Records

After a truck accident, it’s critical to seek medical attention immediately, even if you do not feel seriously injured. Some injuries, like internal damage or concussions, may not be immediately apparent. Prompt medical evaluation ensures your injuries are documented, which is essential for any insurance claims or legal actions you may pursue.

Keep detailed records of all medical treatments, expenses, and any related correspondence. These records will be vital in substantiating your claims for compensation. Documentation should include hospital bills, receipts for medications, and records of any physical therapy or follow-up treatments. This meticulous record-keeping can significantly impact the outcome of your claim or lawsuit. Regularly updating your attorney with this information can also help in building a stronger case.

In addition to medical records, maintaining a personal injury journal can be beneficial. This journal should detail your physical and emotional experiences following the accident, including pain levels, sleep disruptions, and impacts on your daily activities. Such firsthand accounts can provide compelling evidence of the accident's impact on your life and support claims for pain and suffering damages.

Understanding the Impact of Truck Accidents on Victims

Truck accidents can have severe and long-lasting impacts on victims. Beyond the immediate medical expenses, victims may face extended periods of rehabilitation, ongoing medical treatments, and even permanent disabilities. These long-term effects underscore the importance of securing adequate compensation to cover future medical needs and lost earning potential.

Emotional and psychological impacts are also common, with many victims experiencing conditions such as post-traumatic stress disorder (PTSD), anxiety, and depression. These conditions can further complicate recovery and increase the financial burden due to the need for therapy and mental health support. Addressing these aspects in your claim ensures that all dimensions of your suffering are acknowledged and compensated.

Family members of victims can also be affected, particularly if they need to provide ongoing care or support during recovery. Understanding the full scope of the accident's impact allows for a comprehensive approach to seeking compensation, ensuring that all affected parties are considered.

If you’ve been involved in a truck accident and are concerned about your medical bills, don’t hesitate to contact us. We can provide a free consultation to discuss your case and explore your options for securing the compensation you need.